Experience: 2-3 years
If you have experience in corporate or wholesale banking credit roles and want to grow in the financial services industry, this opportunity is worth exploring. Capco is hiring skilled Credit Analysts across India, offering high-impact projects, global exposure, and strong career growth opportunities.
🏢 Company Overview
Capco is a global technology and management consulting firm, and part of Wipro. The company works with top international banks, insurance firms, and financial institutions to deliver transformation and innovation. Capco is recognized for its inclusive culture, diversity, and excellence in consulting.
📊 Job Details Overview
| Category | Details |
|---|---|
| Job Title | Credit Analyst |
| Company Name | Capco (A Wipro Company) |
| Location | India |
| Employment Type | Full-Time |
| Experience Required | 2 – 5 Years |
| Industry | Banking / Financial Services |
💼 Job Responsibilities
- Perform credit underwriting and detailed appraisal for corporate/wholesale clients
- Prepare end-to-end credit proposals including risk assessment and industry analysis
- Conduct financial analysis (cash flow, ratio analysis, leverage, working capital)
- Evaluate loan structures such as term loans, CC/OD, BG, LC, and trade finance
- Monitor financial and non-financial covenants for compliance
- Analyze collateral and security structures for fund-based and non-fund-based limits
- Build and review financial models and projections
- Ensure proper documentation and reporting for credit decisions
🧠 Required Qualifications & Skills
- 2–5 years of experience in Corporate / Wholesale Banking credit roles
- Strong expertise in credit appraisal for large corporates or mid-market clients
- Deep understanding of banking products (CC, OD, Term Loans, BG, LC)
- Strong financial statement analysis and credit risk assessment skills
- Proficiency in financial modeling and forecasting
- Good analytical thinking and attention to detail
⭐ Preferred / Bonus Skills
- Experience in handling complex credit proposals
- Knowledge of internal rating frameworks and compliance systems
- Ability to work on large-scale financial transformation projects
- Strong communication and stakeholder management skills
💰 Salary & Benefits
Capco offers competitive salary packages based on experience and skill level, along with:
- Opportunity to work with global banking clients
- Fast career growth with no strict hierarchy
- Inclusive and diverse work environment
- Exposure to high-impact financial transformation projects
- Learning and development opportunities
- Strong work culture focused on innovation
📌 How to Apply
- Visit the official careers page of Capco
- Search for “Credit Analyst” roles in India
- Submit your updated resume
- Prepare for technical and behavioral interview rounds
🎯 Interview Tips
- Revise financial statement analysis and credit risk concepts
- Be ready to explain past credit appraisal experience
- Practice case-based and scenario questions
- Demonstrate strong analytical thinking
- Highlight your experience with financial modeling
🚀 Career Growth & Opportunities
This role offers strong growth in the banking and financial consulting domain. With experience, you can move into roles such as:
- Senior Credit Analyst
- Credit Risk Manager
- Banking Consultant
- Team Lead / Project Manager
Capco provides exposure to global clients, making it an excellent platform for long-term career advancement.
❓ FAQs
1. Who is eligible for this role?
Candidates with 2–5 years of experience in corporate/wholesale banking credit roles.
2. Is this a work-from-home job?
No, this is primarily a full-time role (location depends on project/business needs).
3. What is the salary offered?
Salary is competitive and depends on experience and skill level.
4. Are freshers eligible?
No, this role requires prior relevant experience.
5. What industry exposure will I get?
You will work with global banks, insurance firms, and financial institutions.
✅ Conclusion
The Credit Analyst role at Capco is an excellent opportunity for professionals looking to build a strong career in corporate banking and financial consulting. With global exposure, high-impact projects, and a growth-focused environment, this role is ideal for ambitious finance professionals.
If you meet the requirements, don’t miss this opportunity to elevate your career 🚀